Who’s a Mortgage broker? The automated keep could also be applicable while the debtor has filed for chapter. This automatic keep prevents you from forcing the debtor in paying off the debt. Nonetheless, these rules are not relevant for all instances. You could get advantage from it. Not all the money owed are dischargeable. Thus, it’s a must to converse to the chapter lawyer to know the money owed that you would be able to accumulate from the debtors. Your lawyer will assess your case and find out how you will be able to challenge the bankruptcy of the debtors.