The importance and worth of teaching financial literacy to our youth cannot be this generation of young individuals can not build their credit, handle a funds, or apply basic funding information then now we have produced a complete generation on their way to a lifetime of poverty and financial strife. Discover refunds deposits two methods: 1) automatic monthly opinions starting at eight months to see in case your account qualifies to “graduate” after displaying responsible use of all your credit over time, or 2) if you shut your account and pay in full we’ll return the security deposit to you,