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Who is a Mortgage broker? It’s sad, however it’s true. Whether you are a home-owner who experienced a sudden lack of job or income, a first home purchaser stuck with a mortgage you may now not afford, a person who suffered a critical injury or sickness and now has overwhelming medical payments, and even an investor who was unable to promote earlier than the bubble burst, the skyrocketing numbers of foreclosures will devastate thousands and thousands of individuals personally and financially, not to point out smash their credit score for many years. b) Choose your mortgage dealer or direct lender